Brooklyn Umbrella Insurance gives you more liability coverage than regular insurance policies like auto or homeowners insurance.
This extra coverage helps protect your finances if you get sued for more money than your main insurance covers.
It’s great for people who want extra protection from big liability claims. You can choose how much coverage you need based on your assets.
If you’re thinking about getting Brooklyn Umbrella Insurance, talk to an insurance agent. They can explain your options and make a policy that fits you.
What is Brooklyn Umbrella Insurance?
Brooklyn Umbrella Insurance kicks in when your basic policies, like home or auto insurance, max out.
It’s a safety net, protecting you from big financial hits in lawsuits or accidents.
Products and Services
Personal Umbrella:
This core offering provides additional liability coverage beyond your homeowner’s and auto insurance limits.
Coverages might include:
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- Bodily injury and property damage: Protects you if someone is injured or their property is damaged due to your negligence (e.g., dog bite, slip and fall on your property).
- Personal injury protection: Covers your medical expenses and lost wages if you’re injured due to someone else’s negligence.
- Reputational harm: Covers legal costs if you’re sued for libel, slander, or invasion of privacy.
Excess Auto Insurance: This bolsters your existing auto insurance liability limits, covering higher costs for injuries or property damage you cause in an accident.
Excess Boat Insurance: Similar to excess auto, this offers additional liability coverage for boat-related accidents.