Chubb Umbrella Insurance gives you extra protection if lawsuits go beyond what your basic insurances cover.
If your home, auto, or watercraft insurance limits are maxed out, this steps in to cover more.
Benefits of Chubb Umbrella Insurance
Extensive Coverage:
Chubb’s umbrella insurance doesn’t just cover a few specific scenarios; it shields you from a wide range of potential lawsuits.
It spans protection against bodily injury, property damage, personal injury, and even accusations of defamation or libel.
This broad coverage ensures you’re shielded from various legal liabilities.
High Liability Limits:
Chubb provides some of the highest limits in the industry, ranging from $1 million to a staggering $100 million.
These substantial limits offer a safety net, ensuring that if you face a massive lawsuit that exceeds typical insurance coverage, you’re still protected.
Global Protection:
One standout feature of Chubb’s umbrella insurance is its global coverage.
Wherever you go in the world, this insurance travels with you, ensuring that you have coverage and peace of mind even when you’re away from home.
Defense Cost Coverage:
Legal battles can be financially draining, regardless of their legitimacy.
Chubb steps in not only to cover the damages but also to manage the expenses related to defending yourself in court.
This includes legal fees, court costs, and even expert witness expenses, providing you with crucial support during a lawsuit.
Financial Security:
Chubb’s solid financial stability ensures that your claims will be promptly settled and paid in full.
This aspect is crucial, especially during difficult times when you’re dealing with legal issues. Knowing that your insurance provider is financially sound can provide a sense of security.
Claim Process
When you face a situation that exceeds your primary insurance, Chubb steps in to process and settle claims promptly.
Whether it’s for bodily injury, property damage, or other covered liabilities, Chubb ensures a smooth claims process, providing the financial support you need during challenging times.
The claims process with Chubb Umbrella Insurance follows a straight forward path:
- Notification: Contact Chubb as soon as an incident occurs that might result in a claim. You can usually do this through their website, app, or by calling their claims hotline.
- Documentation: Provide all necessary details and documentation related to the incident. This might include photos, reports, or any other relevant information.
- Evaluation: Chubb’s team will review the provided information to assess the claim’s validity and coverage.
- Settlement: Once the claim is approved, Chubb will settle it promptly, ensuring you receive the necessary financial support based on the policy’s coverage.
Contacts
| Method | Description | Contact Information |
|---|---|---|
| Through an Insurance Agent | Chubb has independent agents available to assist. Use Chubb’s website tool to locate an agent near you for help with quotes and purchasing. | Find an agent using Chubb’s website tool. |
| Directly from Chubb | Purchase Umbrella Insurance directly on Chubb’s website. Sign up, provide basic information, and complete the process. | Visit Chubb’s website. |
| General Contact Information | For inquiries or customer service regarding Chubb Umbrella Insurance, call 1-800-526-6679 or visit Chubb’s website. | Call 1-800-526-6679 or visit Chubb’s website. |